Time: < 30 Minutes
STEP 1: Although most of us don’t like the idea of taking on a second job, it can be the best option to keep you from getting underwater on your bills and/or debt. Think about what you like to do. Are you handy around the house, with tools or a vacuum? Do you enjoy coffee? Can you make some mean tamales? Do you have kids and an interest in watching other children? Whatever your strength, consider taking on a side job doing something you enjoy (so it seems less like a job) until you can get back on your feet.
STEP 2: Give yourself a start date and end date. If you know going into a second job that there is an end date, it makes the idea more palatable. Set specific milestones to complete (or bills to pay off) during the specific timeframe.
STEP 3: Make yourself a budget. Determine how much extra money you must make each week or month and how long it will take to pay off your debt. This information will give you an idea of your start and end date.
STEP 4: Have a positive mindset. If you go into it with a positive attitude, knowing it’s a means to an end, it will help you have a more optimistic and successful outcome. Look for opportunities to learn, grow, or mentor others in your job.
STEP 5: Once you get to your end date, determine if you are truly ready to call it quits. You may have learned more about yourself and may decide that it is not the time to leave…who knows, you may have found an opportunity to go into business for yourself.
